A pension is simply a method of saving for retirement. The Government offer tax advantages to encourage individuals and companies to invest in pensions for their retirement.

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Many people will have at least one and more often than not have several pensions from previous and current employers.  Most tend to almost ignore these plans and not look at them until it is too late.  We often have to stress to clients that the money in these ‘old’ plans is real money and should be looked after accordingly with many regretting not having done it in the past.

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For new pension enquiries Foyle Financial will independently and expertly find the most appropriate pension plan for you, based on your circumstances, needs, attitude to risk and objectives. We provide information and guidance on all pension matters, covering state, company, personal and stakeholder schemes.

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To those that are looking to start investing in pensions whether with a lump sum and/or regular savings, the sooner you start the sooner you will enjoy the tax advantages and also help to minimise any pension shortfall. Alternatively, if you have existing pension schemes that you would like us to look we would be happy to assist and will advise if they are still appropriate and if any aspect of them needs changed or amended based on your current aims and objectives.

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A PENSION IS A LONG-TERM INVESTMENT. THE FUND VALUE MAY FLUCTUATE AND CAN GO UP OR DOWN. YOUR EVENTUAL INCOME MAY DEPEND UPON THE SIZE OF THE FUND AT RETIREMENT, FUTURE INTEREST RATES AND TAX